Retirement Planning & Pensions

At some point in the future, most of us want to down tools, stop working, but still be able to continue a relatively good standard of living while crucially not having to cut spending too drastically.

Investment Advice & Wealth Planning

People invest for many different reasons, but most have a specific goal they wish to achieve. It could be to generate an income to pay for school fees, top up their retirement income or to fund their hobbies and interests. Others invest to grow their capital for a specific purchase in the future, a child’s wedding, dream holiday, to pay off a mortgage or buy a classic car.

Corporate Planning

In the commercial arena, your success depends on a combination of factors that are unique to your business. An excellent product or service; the exercise of leadership; mitigation of risk; optimisation of opportunities and the protection of your business's most precious asset - your management team and employees.

Insurance - Personal & Family

Plan for the worst, hope for the best

Illness or injury can seriously damage financial plans by forcing an individual to erode hard earned savings, or can limit the future ability to earn at the same rate as before. A few thousand pounds diligently saved over a number of years towards a house deposit or school fees can be spent in a matter of months if minor injury or illness prevents earnings.

Estate Planning & Wills

Whether or not Benjamin Franklin had an IFA is not what we are here to dispute, but there are a number of solutions available that can reduce your IHT liability with examples including: